CHIP Community Housing Improvement Program

City of Ashland C.H.I.P. Program


Located at:  110 Cottage St., Ashland, OH   44805

Phone:      419-282-4215

Contact:   Molly Harland


Hours:       Monday - Friday  1:00 P.M. to 4:00 P.M.

Available for low to moderate income households:

Owner Rehabilitation Program (up to $35,000 with lead abatement)

The purpose of this program is to rehabilitate a one-family housing unit, which are owned and occupied by low and moderate-income households. 

Eligible items may include but are not limited to: repairs to foundations, roofs, gutters, electrical upgrades, plumbing, furnaces, hot water heaters, insulation, windows, doors, siding, accessibility improvements and lead-based paint abatement.

 Emergency Home Repair (up to $8,000)

The purpose of this program will help preserve one-family, low-income, owner-occupied housing stock by providing households with limited financial assistance to correct one or two significant problems.

This program is limited to repair or replacement of 1 to 2 systems that effect the occupant's health and safety and/or structural integrity.  Eligible items for this program may include 1 to 2 of the following: emergency repairs, handicapped accessibility, tap-ins, well and septic repairs or replacements, lead-based paint abatement, roof, gutters, electrical upgrades, furnaces, plumbing, hot water heaters, & insulation.

Emergency Monthly Housing Payments

The purpose of this program is to prevent household's inability to pay housing related costs from becoming a crisis, such as eviction, foreclosure, or utility disconnection. Assists lower income households experiencing undue hardship and threatened with homelessness. Furthermore, program assists individuals/families who find themselves homeless to move into permanent housing.  Through this activity, assistance will be provided on behalf of the eligible household, in the form of a grant to providers of such items or services as rent, security deposits, mortgage payments, and utility payments.

In order to be eligible for assistance, an applicant household must meet all the following criteria:

  • Be an "owner-occupant" or "renter-occupant" of a single-family dwelling unit (including industrialized/modular units and manufactured units commonly referred to as "mobile homes") or become an "owner-occupant" or "renter-occupant" of a single-family dwelling as a result of Emergency Monthly Housing assistance.
  • Have a total household income at or below 80% of HUD Section 8 medium family income limited (based on household size).

Income Limits    

Any household residing in a single family dwelling, whose total income of all wage earners (18 years or older) must be less than the income guidelines listed below and they must reside in the City of Ashland.

  HUD FY2011 limits effective 6/2/11

Household Members         Low Income Guidelines

1 person $31,850
2 people $36,400
3 people $40,950
4 people $45,450
5 people $49,100
6 people $52,750
7 people $56,400
8 people $60,000









Applicants whose total net assets equal an amount greater than $100,000 are not eligible.  Items considered net assets include but are not limited to:  inheritances, personal valuables, collectables, and payments for mineral rights.